2027 Health Insurance Premium Increase and Plan Deficit
Manitowoc
Summary
City employees face a proposed 13% health premium increase for 2027, and the self-funded plan is already $1.4 million in the red. The committee wants cost-saving options — like a spousal surcharge — priced out before the Council decides on October 19.
At a glance
- Total mentions
- 3
- Last 30 days
- 2
Discussed at 2 meetings in the last 60 days; most recently Oct 21, 2026.
Impact analysis
A 13% premium increase for employees and the city, on top of an existing $1.4 million plan deficit; cost-saving options could trim roughly $100,000 or more.
City employees keep current plan design without added deductibles or surcharges this year.
Taxpayers and employees share the burden of the 13% increase while the deficit remains unaddressed.
Mentions & discussions (3)
Community Development Authority - Oct 21, 2026
Housing Authority staff keep their Prevea 360 coverage with only about a 4-4.5% premium bump — far less than the ~13% increase the city itself is facing.
Personnel Committee - Oct 5, 2026
City employees face a proposed 13% health premium increase for 2027, and the self-funded plan is already $1.4 million in the red. The committee wants cost-saving options — like a spousal surcharge — priced out before the Council decides on October 19.
Personnel Committee - Aug 3, 2026
The city expects health insurance costs to rise about 13% in the next budget cycle, similar to last year, and it's too early to know how the switch to UMR will affect the bottom line. Sitkiewitz wants peer-city data on what share of premiums employees pay.
We'll email you when it's on an upcoming agenda and when it's voted on, at most once a day.
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